Washer & Dryer Sets

In the hustle and bustle of life, we often overlook the importance of basic home appliances like washers and dryers. But when it comes to managing an entire household's needs, these machines can be lifesavers. However, not everyone can afford to buy these appliances outright, especially when bad credit is a factor. That's where the concept of rent to own washer and dryer comes into play. It's a simple, rent to own solution that lets you take home the appliances you need without a hefty upfront payment or a sparkling credit score.

Rent to own washer and dryer sets have become increasingly popular, especially among those with less than perfect credit. It's a flexible, convenient option that allows you to upgrade your laundry room without breaking the bank. Plus, it's a great way to try out top brands like Maytag, Whirlpool, and Samsung before making a long-term commitment.

• No upfront payment: One of the main benefits of the rent to own concept is that there's no need for a large upfront payment. This can be a real game-changer for those who need a washer and dryer set but are short on cash. All you need is a small initial payment, and you can take your appliances home the same day.
• Flexible upgrades: With rent to own, you're not stuck with the same old washer and dryer for years. If a new model catches your eye or your needs change, you can easily upgrade to the latest appliances. It's all part of the lease agreement, and it's what makes rent to own such a flexible option.
• Try before you buy: Ever bought an appliance only to realize it's not what you expected? With rent to own, that's not a problem. You get to use the washer and dryer in your own home before deciding to make the purchase. It's the ultimate "try before you buy" experience.
• Payment solutions: Rent to own programs often offer a variety of payment solutions to fit your budget. Whether you prefer to make weekly payments or monthly payments, you can find a plan that works for you. Some companies even offer an early purchase option, allowing you to pay off your appliances early and save on total costs.
• Avoid hidden fees: With rent to own, what you see is what you get. The cash price you agree to is the total cost of the appliance, with no hidden fees or surprise charges. It's a straightforward, transparent way to get the appliances you need.

Retail Stores

• Rent-A-Center: A well-known retail store that offers a variety of rent to own appliances, including washers and dryers. They provide flexible payment options and have a wide selection of top brands.
• Aaron's: Another popular retail store offering rent to own washer and dryer sets. Aaron's prides itself on affordability and flexibility, with no credit needed to start leasing.
• Buddy's Home Furnishings: Buddy's is a rent to own retailer offering a variety of home appliances, including washer and dryer sets. They offer flexible payment plans and a wide selection of products

Online Retailers

• National Credit Direct: This online retailer specializes in rent to own appliances. They offer a wide selection of products and the convenience of shopping from home.
• FlexShopper: An online lease-to-own store offering a variety of products, including washers and dryers. They provide a simple and affordable rent-to-own process with no long-term commitment.
• LeaseVille: LeaseVille is an online rent to own store offering a wide range of appliances. They offer no credit check leasing and flexible payment options.

Leasing Companies

1. FlexShopper: As mentioned above, FlexShopper is a leasing company that offers a wide range of products for lease, including washers and dryers.
2. Tempoe: Tempoe is a leading provider of lease-purchase solutions, offering a simple and affordable way to acquire appliances like washers and dryers.

Manufacturer Websites

• Whirlpool: Whirlpool offers rent to own options directly through their website. This allows customers to get high-quality washers and dryers directly from the manufacturer.
• Maytag: Similar to Whirlpool, Maytag offers rent to own options for their high-quality appliances. This can be a great way to get a reliable washer and dryer set.

When you're ready to rent to own a washer and dryer, there are a few key things to look for.

1. Type of Washer and Dryer: Consider whether a top load or front load washer suits your needs. If you're short on space, a stackable washer and dryer combo might be the best fit. If you have more room, a side-by-side set could be ideal.
2. Features: Look for features that match your laundry needs. High efficiency washers can handle large loads and use less water, perfect for busy households. For dryers, consider whether a gas or electric model is right for you, based on your home's connections and your personal preferences.
3. Energy Efficiency: Check the Energy Star rating of the appliances. Energy-efficient washers and dryers can help you save on utility bills and are better for the environment.
4. Brand Reputation: Consider the reputation of the brand. Top brands like Maytag, Whirlpool, and Samsung are known for their quality and durability.
5. Price and Payment Plan: Look at the cash price and the payment plan. Make sure the monthly payment fits within your budget and that the total cost is reasonable for the quality and features of the washer and dryer.
6. Warranty and Service: Check if the lease agreement includes a warranty or service plan. This can protect you from unexpected repair costs during the lease period.
7. Early Purchase Option: Some rent-to-own agreements include an early purchase option, which allows you to buy the washer and dryer before the end of the lease term, often for a discounted price.

Pros

1. No Credit Needed: One of the biggest advantages of rent to own is that you don't need credit to get started. This is a huge benefit for those with bad credit or no credit history.
2. Flexible Payment Options: With rent to own, you have the flexibility to choose a payment plan that fits your budget. Whether you prefer weekly payments or monthly payments, you can find a plan that works for you.
3. Upgrade Anytime: With rent to own, you can upgrade your washer and dryer anytime you want. If a new model comes out or your needs change, you can easily switch to a new set.
4. Variety of Brands: Rent to own stores often carry a wide variety of top brands, including Maytag, Whirlpool, and Samsung. This means you can choose from a range of high-quality washers and dryers.
5. No Long-Term Commitment: Unlike a loan or financing, with rent to own, you're not locked into a long-term commitment. If your circumstances change, you can return the appliances without penalty.
6. Maintenance Included: Many rent to own agreements include maintenance and repairs. This means if your washer or dryer breaks down, the store will fix it or replace it at no extra cost.

Cons

1. Long Term Commitment: Rent to own is a long-term commitment. You'll need to make regular payments until you own the washer and dryer outright, which can take several years.
2. More Expensive in the Long Run: While the initial cost of rent to own may be low, it can be more expensive in the long run. The total cost of the appliances will often be higher than if you bought them outright.
3. Risk of Repossession: If you fail to make your payments, the leasing company has the right to repossess the washer and dryer. This can leave you without essential home appliances.
4. Interest Rates: Some rent to own stores charge high interest rates, which can significantly increase the total cost of the washer and dryer.
5. Ownership Uncertainty: Until you make the final payment, you don't actually own the washer and dryer. If you miss a payment, you could lose the appliances and all the money you've paid towards owning them.
6. Limited Selection: While rent to own stores often carry top brands, they may not have the specific model or features you want. You may have to compromise on your preferences.

1. Research Different Retailers: Don't just settle for the first rent to own store you find. Do your homework and compare different retailers. Look at their product availability, prices, and customer reviews.
2. Read the Fine Print: Always read the lease agreement carefully before signing. Understand the terms of the agreement, including the total cost, payment schedule, and what happens if you miss a payment.
3. Compare Prices: Prices can vary significantly between different rent to own stores and online retailers. Make sure you're getting the best deal by comparing prices.
4. Check the Warranty: Always check the warranty on the washer and dryer. It's important to know what's covered and for how long.
5. Read Reviews: Customer reviews can give you a good idea of the quality of the appliances and the service of the retailer. Look for reviews on the retailer's website and on independent review sites.
6. Consider the Return Policy: Understand the return policy before you sign the lease agreement. If you're not happy with the washer and dryer, you should know your options for returning them.
7. Negotiate: Don't be afraid to negotiate the terms of the lease agreement. You might be able to get a lower price or better terms.

Q1. What is the early purchase option?

A1. The early purchase option allows you to buy the washer and dryer before the end of the lease term, often at a discounted price.

Q2. Can I rent to own with bad credit?

A2. Yes, one of the benefits of rent to own is that no credit is needed. It's a great option for those with bad credit or no credit history.

Q3. What happens if I miss a payment?

A3. If you miss a payment, the leasing company may have the right to repossess the washer and dryer. Always make sure you understand the terms of the agreement before you sign.

Q4. Can I upgrade my washer and dryer?

A4. Yes, one of the benefits of rent to own is the ability to upgrade at any time. If a new model comes out or your needs change, you can easily switch to a new set.

Q5. What is the difference between a gas dryer and an electric dryer?

A5. The main difference between gas and electric dryers is the source of heat. Gas dryers use natural gas or propane to generate heat, while electric dryers use electricity. Your choice will depend on the connections available in your home and your personal preferences.