RENT TO OWN LAPTOPS
Don't Miss Out! Only $99 Down for Top-Performance Laptops. Act Now and Claim Free Mystery Gift! Guaranteed Approval!
NO CREDIT CHECK DELL LAPTOPS
ELECTRONICS THAT SHIP WITH ONLY $99 DOWN*
No Credit Check*
NO CREDIT CHECK APPLE MACBOOK
NO CREDIT CHECK HP LAPTOPS
NO CREDIT CHECK ASUS LAPTOPS
NO CREDIT CHECK MICROSOFT SURFACE LAPTOPS
NO CREDIT CHECK LAPTOPS WITH FREE GIFT
NO CREDIT CHECK GAMING LAPTOPS
NO CREDIT CHECK SAMSUNG LAPTOPS
NO CREDIT CHECK LENOVO LAPTOPS
HOW IT WORKS
Unlike other financial companies, we don't check your credit and measure you based on some score. Instead, all we ask is that you build a little credit history with us by paying a small, one-time initial payment and fifty-two weeks of layaway payments. However, once you’ve paid as agreed for just 6-13 consecutive weeks, we’ll finance the balance of your purchase price, order your merchandise and have it shipped directly to your home. It's that simple.
New accounts require a small initial payment of $99 and 6 - 13 weeks of consecutive pre-shipment payments under layaway terms. To prevent fraud additional purchases with new accounts are confirmed through Customer Care and in writing. Your Approval and merchandise delivery are subject to your Account Terms & Conditions.
Why National Credit Direct is the #1 Alternative to Rent to Own Programs
A+ Rating with BBB
Trusted by 1000s of customers
Business Since 2006
100% refund guaranteed
No Credit Check
No Credit Check
Get Free* Gifts with Purchases
Redeem for Free Merchandise
Relax and Browse—our extensive collection is yours to explore at your own pace. You do not need to make a purchase today. Our no-credit-check purchase program will always be here when you're ready. With National Credit Direct, financing electronics, home goods, and more is not only a simple process, but accessible to everyone, especially beneficial for those with poor credit or no credit histories. Whether you're interested in laptops, cell phones/ smart phones, UHD Smart TVs, furniture, washer and dryers, or even gaming consoles like the PlayStation 5, National Credit Direct rent to own like purchase programs offer an attainable pathway to ownership. As one of the best rent-to-own-like companies, we provide payment programs that allow you to choose from over 17,000 products, perfectly matching your needs and budget, and bypassing the limitations of traditional purchasing methods. Moving away from conventional options like pawn shops, our purchasing program works similarly to rent-to-own but without the usual drawbacks. National Credit Direct's program can save you money compared to traditional rent-to-own options, making it an advantageous choice for those wary of hefty financial commitments. Our payment programs cater to both budget-conscious individuals and those seeking accessible, flexible purchasing options, thus broadening the scope of availability across a diverse array of products.
^ We will issue you 35,000 Bonus Points with your paid purchase. The Smart TV is a 24" TV with apps for watching streaming videos. You may also use these Points for this or any other item we offer at our Reward Points Redemption Center. * According to Account terms. Certain restrictions apply.